This website (the “Site”) contains the following terms and conditions that will apply to you and your access to and use of this Site (“Terms and Conditions of Use “), either directly or through your access with any mobile application, if any. Please read carefully the contents of this site.

1. The content and properties of this Site (the “Content”) are owned by Banco Nacional de Obras y Servicios Públicos S.N.C (“Banobras”) and/or third parties whose contents will be available directly on this Site, or may be accessed through links to their respective websites.
2. The term “Us” as used in these Terms and Conditions of Use refers to Banobras, and/or its related entities and/or third parties of the sites of public and/or private organizations, which can be linked from this Site.
3. If you do not accept the Terms and Conditions of Use of this Site, you must refrain from accessing or using this Site. By using this Site, you accept that you have read and understood these Terms and Conditions of Use, and agree to be bound by these Terms and Conditions of Use during any form of use of this Site.
4. This Site contains directories and hyperlinks or links to sites of public and/or private organizations, for reference only, and their content shall not be considered as responsibility, control or endorsement by Banobras, but as  responsibility of their respective owners, who may be contacted directly in order to obtain any information or data required . We suggest you read the terms and conditions and privacy policies of each website, as appropriate.
5. Hyperlinks to third party sites that Banobras has included in this Site, have been inserted based on the fact that there is no restriction to include such links by Banobras; however, the user must review the Terms and Conditions of Use of such third parties’ sites prior to beginning its use, and in the event that there is an express restriction to include a link from this Site, the user shall notify Banobras to make the relevant adjustments, or close the access to the site of the third party. Any further access will be done directly, without making use of the hyperlink inserted by Banobras in this Site.
6. In the event that sites for which Banobras has included hyperlinks on this Site, require access registration and/or payment, the user will be responsible for making such registration and/or payment in order to access such contents in a valid way.
7. We reasonably assume that the origin of the official and unofficial content of this Site is reliable, but we make no express or implied warranty of the accuracy or adequacy for a particular use of such information. The information or Content of the Site does not constitute a professional advice, therefore, users should not rely on them to perform or stop performing any action or decision based on their interests.
8. We have taken extensive care to compile and process the data contained in this Site; however, we do not give any guarantee as to the accuracy, adequacy or completeness of any information contained in this Site, and therefore we do not undertake any responsibility derived from any flaw, omission or for any consequence arising from the use and dependence of such information.
9. We assume no liability for any damages (including without limitation, damages for loss of  business, projects, or loss of profits), which arise contractually, for hidden flaws or for any other cause, for the use or inability to use the Site, or any part of its Content, or for any action taken (or that could not be implemented) as a result of the use of the Site or any part of its Content. We are not responsible for any flaw or omission in the information contained in the Site or for any consequence arising from the use of its Content.
10. We are not responsible for any flaws, omissions or guarantees contained in any site whose hyperlink is included in this Site. The Site does not guarantee or endorse the accuracy or reliability of any information, including contents or advertisements ( collectively the “materials”), contained in, distributed through, or linked, downloaded or accessed, on any of the products or services referred to or contained on this Site, or for the quality of any products, information or other materials deployed or obtained , as a result of an advertisement or any other information on or in connection with the services offered or any related matter with the third parties’ sites whose hyperlinks are contained in our Site.
11. Users of the Site may use the information contained therein, for purposes such as research, analysis, surveys, reviews, studies, consultation, among other lawful purposes. However, the user shall make such use by properly recognizing the intellectual or industrial property rights of Banobras and/or of any of the rights holders derived from the Site, as appropriate. The data or other Content on the Site may be used in accordance with the terms and conditions herein established, provided that you do not remove, modify or conceal any copyright, trademark or other intellectual property or proprietary notices of the Content on this Site. Any alteration of the material or use of the material contained in this Site without complying with the Terms and Conditions of Use or with applicable industrial and intellectual property registration and international treaties, is prohibited and will be sanctioned in accordance with the applicable laws.
12. The information or statistical data contained in the Site are available “as shown” in the Site and its access by the users is not guaranteed, if such data or information is not available in the Site. The Site collects and updates the information and data contained therein and does not guarantee that such data or information is complete, accurate or flawless, or that it is updated at the right time in the appropriate way.
13. Necessary precautions shall be taken during the access to this Site in order to secure the website from technology risks such as viruses, spyware or any other infected interventions that can cause damage to computer equipments and mobile devices. We take no responsibility for any failure to comply with the herein stated terms and conditions when such omission is causes by circumstances beyond our control, incidental events or force majeure.
14. The Site reserves the right to make changes, modifications and/or alterations or adaptations to the Content thereof, in its sole discretion at any time, without prior or subsequent notification to the users. You must verify the Terms and Conditions of Use of this Site any time you access it, to review any changes or adaptations that have been made to them. The continued use of this Site and its Content implies the acceptance of the current Terms and Conditions of Use. Access to and use of this Site and its Content shall be governed by the Terms and Conditions of Use in force at the time that such access and/or use takes place.
15. All the Content in this Site, including without limitation texts, data, information, statistics, analysis, photographs, images, designs, illustrations, graphics, logos, icons, audio, video and audio-video clips, URL’s, distinctive signs including trademarks, trade names, trade dress, databases, computer software, and domain names, and other materials provided through this Site, are protected by local laws and international treaties in matters of intellectual and industrial property rights (collectively the “Content” or “content”), whether they are registered or not, which are the property of Banobras and/or of their respective owners. The user that reproduces or processes information contained in this Site shall mention the electronic location and date from which the consultation was made. The user undertakes responsibility to respect third parties intellectual property rights in compliance with applicable laws. Therefore, the appropriate authorizations shall be requested to the right owners.  You shall not allow third parties to copy, distribute, publicly perform, and/or commercially exploit derivative works that are created based on the Content of this Site, or transmit, exploit, or use any portion of the Content of this Site, in violation of these Terms and Conditions of Use.
16. Banobras will only be responsible of the use and treatment of personal data collected directly from the Site.
17. Personal Data and other information such as inquiries, comments and requests that you include in the Site can be used for statistical purposes by Banobras. On a best efforts basis, Banobras will attend such inquiries, comments and requests to improve its service quality, include new services or processes.
18. Any disputes or conflicts arising out of or in connection with these Terms and Conditions of Use of this Site shall be settled and solved in accordance with applicable Mexican laws and the competent courts in Mexico City.
19. If you have any suggestion or question regarding the Terms and Conditions of Use of this Site or its Content, or derived from the use of the Site, you can contact us through the “Contact” section on the main page of this Site.

PRIVACY NOTICE